Credit Counselors

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Career Profile

Credit Counselors

What they do

Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.

Also Called: Accredited Financial Counselor, Certified Consumer Credit and Housing Counselor, Certified Credit and Housing Counselor, Certified Credit Consultant, Certified Credit Counselor, Credit Counselor, Financial Health Counselor, Housing Counselor, Personal Finance Counselor, Accredited Financial Counselor, Certified Consumer Credit and Housing Counselor, Certified Credit and Housing Counselor, Certified Credit Consultant, Certified Credit Counselor, Credit Counselor, Financial Health Counselor, Housing Counselor, Personal Finance Counselor

Dallas-Fort Worth-Arlington, TX Employment Data

*State data provided by O*NET & BLS
Compare State Data      Compare Metro Area Data   
$38,100
Starting Salary (2025)
$51,820
Median Salary (2025)
3.3%
Projected Job Growth
1,080
TX Employment (2025)

Typical Tasks

Advise clients on housing matters, such as housing rental, homeownership, mortgage delinquency, or foreclosure prevention.
Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.
Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
Calculate clients' available monthly income to meet debt obligations.
Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.

A day in the life

What kind of work is this?

Conventional
Organized, Procedural Work
Social
Working with people
Enterprising
Business based Work

What personality traits do you need to succeed?

Integrity
Dependability
Concern for Others
Attention to Detail
Self-Control
Cooperation

What key skills are needed for this job?

Speaking
Reading Comprehension
Active Listening
Writing
Critical Thinking
Active Learning

Expected Knowledge

Customer and Personal Service
Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
English Language
Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
Mathematics
Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

Common Activities

Getting Information
Observing, receiving, and otherwise obtaining information from all relevant sources.
Documenting/Recording Information
Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.
Working with Computers
Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

Education & Preparation

Some occupations may require additional education, advanced degrees, and years of experience in the field.
Talk to your support team on campus about this career pathway and additional degree information.
Job Zone 4

Considerable Preparation Needed

Education

Most of these occupations require a four-year bachelor's degree, but some do not.

Experience

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations.

Training

Employees in these occupations usually need several years of work-related experience, on-the-job training, and/or vocational training.

Typical Education Required

Education a new hire may need

  • Bachelor's degree 40%
  • High school diploma 36%
  • Post-secondary certificate 12%
  • Some college 8%
  • Associate's degree 4%
Source: O*NET Education, Training & Experience data

Related Careers

Personal Financial Advisors
Loan Officers
Credit Authorizers, Checkers, and Clerks
Credit Analysts
Loan Interviewers and Clerks

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*Data on career profiles are based on information supplied by the O*NET Program, sponsored by U.S. Department of Labor, Employment, and Training Administration.